Mortgage-Native Intelligence for Investors

Connecting every stage of the mortgage lifecycle on one live dataset.

One Agentic Platform. Every Participant.

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Acquisition through settlement, connected.
01 Data
02 Bid
03 Diligence
04 Allocation & BestExBestEx
05 Settle
06 Portfolio RiskPortfolio
07 Servicing OversightServicing
08 Disposition & ExitExit
Normalizing the tape
INSAITS
Connecting every stage · End to end · Not Automatic. Agentic.
Your modules. Your rules. Your platform.

Every Stage. Fully Integrated.

INSAITS connects the full mortgage lifecycle in a single agentic operating environment. Modules built for each stage.

✓ done
Processing File
1
Asset Intake
Stacked file in. Clean data out.
✓ done
Pricing the bid
2
Bid & Lock
Every bid, backed by live data. Flow and bulk.
✓ done
Reading documents
3
Diligence & Custody
Know what you're buying. Before you commit.
✓ done
Locking final tape
4
Settlement
Settlement and flow of funds without surprises.
✓ done
Routing allocation
5
Treasury Management
Price with precision. Execute without friction. Allocation & BestEx.
⚡ running
Monitoring exposure
6
Portfolio Management
Monitor performance and R&W.
— queued
Tracking servicer performance
7
Servicing Oversight
Monitor credit, payoff and recapture. Without spreadsheets.
— queued
Executing exit
8
Disposition & Exit
Exit on your terms.

Intelligent Automation Built Into Every Workflow

Proprietary, mortgage-trained AI models and purpose-built AI Agents surface insights, automate tasks, and drive execution across the full loan lifecycle, based on your investor rules.

Not Automatic. Agentic.

Vertically Trained AI Models
Platform Intelligence
VAIDA™
Document Intelligence. Rule Creation. Risk Reduction.
  • Reads every key document. Surfaces what matters.
  • Creates and manages rules across the loan lifecycle. Continuously.
  • Institutional memory. Searchable. Defensible. Always current.
Platform Intelligence
CLASSIFAI
Loan File Classification. Compliance Automation.
  • Loan file classification. Reads stacked loan file. Creates clean dataset.
  • Files in. Clean, compared, structured and normalized data out.
  • Built for volume. Built for accuracy. Built for the entire loan lifecycle.
Rules & Definition Intelligence
Rules Engine
Applies and executes investor-specific rules and tasks.
  • VAIDA and CLASSIFAI create the context.
  • Rules Engine provides the framework.
  • Reduces risk and errors. Streamlines process. Improves returns.
Platform Intelligence
Agent Orchestration
Deployed on your rules. Escalates when required.
  • Agentic workforce purpose-built across every stage of the lifecycle.
  • Agents work at both the platform intelligence and module levels.
  • Agents permissioned with full oversight and transparency.
Modular Deployment

Build Your Perfect Platform.

Six modules, with over 20 sub-modules and embedded AI Agents, create a full lifecycle view and enable process and workflow automation. Start with one, combine multiple, or go for the full stack…you create the platform that works for you.

Outcome Solve one workflow fast.
Example Common starts: Servicing Management · Markets & Models · Portfolio Management
Start with one
Solve one workflow fast.
Common starts: Servicing Management · Markets & Models · Portfolio Management
Build a stack
Connect related workflows.
Example stack: Markets & Models · Transaction Management · Seller Management
Full stack
Run the whole operation.
All 6 modules · 20+ sub-modules
Trading
Markets & Models
  • Market color. Bid and pricing memory.
  • Your process & assumptions.
  • Price sheet and initial loan valuation models.
Counterparties
Seller Management
  • From application through scorecards.
  • Contract management. MLPISA review.
  • R&W framework including EPO & EPD.
Acquisition
Transaction Management
  • Bid or flow. Loans & MSRs.
  • Process & loan eligibility automation.
  • Diligence & custody management. Trailing items.
Visibility
Servicing Management
  • Performance & KPI monitoring.
  • Asset management.
  • Refi & recapture tools.
Portfolio
Portfolio Management
  • Performance and marks.
  • Treasury management.
  • Allocation on BestEx basis.
Operations
Investor Management
  • Investor eligibility.
  • Automated allocation.
  • Investor performance & reporting.
Same data. Same UI. Same agents. Whether you deploy one module or all six.
System View

How the System Operates Together

A composed system view illustrating how workflows, intelligence, data, and counterparties operate together across the INSAITS platform.

Composed System View Live activity simulated to show how INSAITS operates
Event New loan tape ingested · Pool 4421
✓ Risk identified
✓ Workflow triggered
✓ Portfolio updated
Total UPB
$8.42B
Loan Count
18,247
Avg FICO
742
Portfolio Delinquency
3.20%
▲ 0.04 wow
Lifecycle Loan App › Bid & Lock › Diligence › Settlement › Treasury › Portfolio › Servicing › Exit
Data
Portfolio View
Asset UPB Status
Non-QM $1.6B Active
DSCR $620M Watch
Jumbo $2.4B Active
RTL $592M Active
Workflow
Workflow Stages
Tape Ingestion Idle
CLASSIFAI—
Pricing & Eligibility Idle
Agent—
Servicing Oversight Active
Agent · VAIDAmonitoring
Risk Detection Idle
VAIDA—
Intelligence
Agent Activity Live
Agents Running
Agent monitoring servicer performance
VAIDA scanning covenants
Agent enforcing eligibility

Capabilities shown reflect functionality across the INSAITS platform.

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Servicing Oversight

Control What's Been Uncontrollable

Bring visibility, governance, and operational control to servicing oversight — including remittance activity, delinquency trends, investor/servicer coordination, and the yield leakage hidden across the portfolio lifecycle.

Servicer Performance Monitoring
Know which servicers are underperforming — before it hits returns.
Real-time scorecards, SLAs, advance reconciliation, exception trends.
Remittance & Advance Visibility
No surprises at month end.
Continuous monitoring of P&I, advance exposure, and exception flags.
Delinquency & Risk Surveillance
Spot deterioration before it becomes a loss.
See trend signals across the portfolio before performance slips.
Investor
Reporting
No more end-of-month Excel builds.
Live portfolio reporting across positions, performance, and counterparty exposure.
Investor Decisioning Workflow
Approve, escalate, or override — with a full audit trail.
Structured request-and-approval for non-delegated decisions — modifications, dispositions, exceptions.

Where the gap closes.

Your servicers. Your standards. Enforced automatically.

Every Stage. Every Participant. One Live Dataset.

Your Platform. Built Your Way.

See it Live.

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